The Harris campaign is proposing $25,000 down payment assistance for families who do not have history of home ownership. This is an interesting situation that will most likely just increase the cost of a home for people. This isn’t a political post but rather a think post about how we as creative realestate investors can capitalize on this. This all comes as the nation is facing a major housing shortage. So what does that mean for you? Buy land and build, that simple. In the next coming weeks we will discuss how we can buy land with creative finance and take advantage of the changing times.

Hey how’s it’s going this deal just came across from my Facebook group. Would you consider this a good or bad deal? 🏠 𝗢𝗙𝗙 𝗠𝗔𝗥𝗞𝗘𝗧 𝗕𝗮𝗹𝘁𝗶𝗺𝗼𝗿𝗲, 𝗠𝗗 ( 𝟮𝟭𝟮𝟭𝟱 𝗭𝗶𝗽 𝗖𝗼𝗱𝗲) 🏠 . ❗𝟯.𝟳𝟱% 𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗥𝗮𝘁𝗲❗ . 𝗣𝗥𝗢𝗣𝗘𝗥𝗧𝗬 𝗗𝗘𝗧𝗔𝗜𝗟𝗦 : . -📍Baltimore, MD (21215 Zip Code) - 559,000 Population - Single Family / Townhome - 4 Bedroom / 2 Bath Units 🛏️🛏️🛏️🛏️/ 🛀🛀 - Full Finished Basement - Will be performed as Subject To "Mirror" Wrap . 𝗡𝗢𝗧𝗘 𝗗𝗘𝗧𝗔𝗜𝗟𝗦 : - $189,414 Mortgage Loan Balance (Approximate) - 3.75% Interest Rate - PITI is $1,704.84 (P&I of $932.28) . . 𝗛𝗜𝗚𝗛𝗘𝗦𝗧 𝗔𝗡𝗗 𝗕𝗘𝗦𝗧 𝗨𝗦𝗘 : - LTR Rates Between $2,100-$2,500 (As High As $3,200 on Zillow) - Section 8 4 Bedroom Voucher of $2,180 - Land Contract/Lease Option to Owner Occupant (Est. $700+/m Cash Flow @ 7% Rate) - POTENTIALLY Rent By Room/Pad Split - Owner Occupy - Est. 5 Year Home Value of $280,000 w/ 3% Appreciation - Est. 5 Year Home Value of $300,000 w/ 5% Appreciation . . 𝗧𝗘𝗥𝗠𝗦 : - Cash to Close of $23,000 + Closing Costs . . 𝗦𝗨𝗠𝗠𝗔𝗥𝗬 : - $189,414 Mortgage Loan Balance (Approximate) - 3.75% Interest Rate - PITI is $1,704.84 (P&I of $932.28) - LTR Rates Between $2,100-$2,500 (As High As $3,200 on Zillow) - Section 8 4 Bedroom Voucher of $2,180 - Land Contract/Lease Option to Owner Occupant (Est. $700+/m Cash Flow @ 7% Rate) - POTENTIALLY Rent By Room/Pad Split - Owner Occupy - Est. 5 Year Home Value of $280,000 w/ 3% Appreciation - Est. 5 Year Home Value of $300,000 w/ 5% Appreciation - Cash to Close of $23,000 + Closing Costs . . Disclosure: The seller and/or assignor do not guarantee the accuracy of the information provided in this listing. All information is deemed reliable but not guaranteed. The buyer is responsible for verifying all information and performing their own due diligence. The seller and/or assignor will not be held liable for any inaccuracies or omissions. The buyer is encouraged to conduct independent research and inspections to ensure the property meets their requirements. This only an assignment of contract and/or equitable interest

Liens Bankruptcy Vacant Homes ( must be stacked) Divorce Pre Foreclosure Tax Delinquent Probate Older owners (stack list) Tired landlord ( stack list) Out of state owner ( not really a pain point) List stacking is combining two or more categories in a list Some other list High equity You can stack these lists together to further increase the number of pain points

recording 3/10/2024 https://drive.google.com/file/d/1mWK-jDBhDJpMY-IzzDWfAJK52KjmqdcK/view?usp=sharing

Quick back story on this on-market deal. Seller needed to move fast and we had to get creative to close on this deal. https://www.loom.com/share/dc82a0d5020a44739c0153350cd14bb3?sid=be8bec92-fa62-4efe-af80-e78af741d473