Praise Dance for my client… 💃🏾 I started working on my clients report on 10/21, as of 10/28 her score went up 128 points😮‍💨! In 7 days, she went from 602 to 729. All negative accounts removed. There’s no need to have bad credit. ANYTHING can be removed from your credit reports. let’s gooo 🔥🔥🔥🔥!!!

The 7 day TransUnion hack has been amazing i disputed a few collections and 2 hard inquiries on September 24 and by October 10 they all were deleted🙌🏽

Use this if your trying to get a late payment removed on a OPEN accounts. Attached is also an already formatted letter. This can be use on any credit bureau! Date Creditor Name Address City, State and Zip Re: Account # (Late Payment) Dear Sir/Ma'am, I am writing you this letter regarding payments that were marked late by your company for the following accounts on the following date(s): (enter late payment date _/_/_ (enter late payment date _/_/_ (enter late payment date _/_/) It is my understanding that per 15 USC 1681(a)(2)(A)(i), my consumer report should not contain information solely as to transactions or experiences between the consumer (me) and the person (you) making the report. Payment history and the late payments associated with payment history negatively impacts my consumer report and are considered as part of my transactions and experiences between your company and me. Furthermore, I am requesting that you provide me with, in writing, the reasonable procedures (according to 15 USC 1666(b)) that you have adopted to ensure that each periodic statement is mailed to me (the consumer) not later than 21 days before the payment due date. Include also, all the information required by Section 1637(b) of Title 15. You have 30 days from the date that you receive this letter to provide me with the information that I am requesting. If you do not provide this information in the allotted time given, then it will be assumed that you cannot verify the late payments on the dates specified above (lacking reasonable procedures to ensure the accuracy of my account) and I would therefore request that you remove the late payments from my account and consumer report with the following consumer reporting agencies’ (Equifax, Experian & Transunion or all that apply) and update the accounts to positive. Please forward any changes to my account to the address below. Thank you for your time and consideration in this matter. I look forward to hearing back something positive.

My backoffice support student used the online disputing method to attack her inquiries then boom 💥 7 deleted in 4 days! 🙌🏽 This process takes: ✅1. less than 30 mins of your time ✅2. No phone calls, dispute online then wait ✅3. Mail your letter certified 💎When you are deleting inquires, collections or anything from your credit report, you’re opening up doors for more growth, credit score increases, room for new credit and UNLIMITED funding options. It literally doesn’t take alot of time to get this done , but you do have to do the work that is WORTH IT! The 24-hour removal guide will help you with getting this done quickly and efficiently! 👉🏽Or if you don’t have time, we can help with getting them removed but I prefer you to do it so you can learn in case it happens again you know and have the resources to get them removed on your own!

More deletions for yet another client. We submitted the CFPB report on 04/15 and it was completed by 04/17! It literally took 3 days to get the inquiries removed for both Experian and Transunion. His score increased 3 pts with Experian and 5 with Transunion, overall 8 pt increase. The more inquiries you have, the more your score will increase. Usually it can be between 3-10 pts for inquiries. Use the 24-hour guide to assist you with the process, follow step by step. If you don't like calling or being on the phone often, use the online dispute method. You have to get creative and speak with confidence! The worst can happen is they are not removed. Even then, you keep fighting! If doing it the proper way online, you cannot lose! Here is some helpful verbiage I used. I hope this helps! Switch it up and use the information. No excuses why you should still have inquiries on your credit report. Post your receipts here once done! The Complaint Example: I pulled my Transunion credit report and I have noticed that there was a hard inquiry that did not have permissible purpose and is in violation of the Fair Credit Reporting Act. This account has previously been disputed with your company, which advised me to continue the dispute with you. My credit file has been impacted by this fraudulent inquiry. The below creditor has no proof that I initiated such inquiry, nor written authorization and have failed to provide any permissible purpose. In light of the fact that there is no evidence of my authorization, nor any permissible purpose, I request that you remove this unauthorized inquiry from my credit report immediately: 1.SYNCB/AMAZON PLCC -11/28/2023. In accordance with Section 604 of the Fair Credit Reporting Act, consumer reports may only be used for the purposes described in 15 U.S. Code § 1681b In general. Subject to subsection (e), any consumer reporting agency may furnish a consumer report under the following circumstances and no other: (F) otherwise has a legitimate business need for the information (i) in connection with a business transaction that the consumer initiates. Under 15 U.S. Code § 1681i, Paragraph (5) Treatment of Inaccurate or Unverifiable Information (A) In general. If, after any reinvestigation under paragraph (1) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or cannot be verified, the consumer reporting agency shall- (i) promptly delete.