I’m so excited to announce a challenge I’ve been working on—our 90-Day Transformation Challenge! This is your opportunity to focus on one important area of your life and make real, lasting changes. stay tuned!!!

Writathon lasts till December 5th and you need to write 55,555 words in only one participating story. Anyway chapter 5 done today. 905 words

Day 14: Reflecting on the Journey Activity: Reflect on the progress you’ve made over the past two weeks, focusing on your personal growth and financial literacy. Task: Write a summary of your biggest takeaways from this challenge. Identify one financial habit or practice that you’re committed to continuing and one new goal to work toward. Journal Tracker: 1. What was the most significant lesson you learned Self discipline is the significant lesson I learned from the 14-day challenge. By having the discipline, I am able to reduce unnecessary expenses and save a few dollars for emergency fund. 2. How has this challenge changed your perspective on finances? I have realized the need to reduce expenditures, budget my salary, and realign my finances to enjoy a stress free life, pay my debts and bills on time. 3.What is one financial habit or mindset shift you want to maintain going forward? I will continue the discipline in myself, controlling unnecessary expenses and mindful of my spending habits. Instructions The 14-day challenge was crucial in the way I envision about my financial goal. It was an eye-opener. It has transformed me financially literate.

Activity: Familiarize yourself with different types of investments related to starting a food business, such as funding a food truck, catering services, or a restaurant, while understanding the concept of risk vs. reward. Task: Identify one type of investment you’d like to learn more about for your food business. Look up basic information online or watch a beginner-friendly video. Journal Tracker: 1. Why does this investment interest you? I'm interested in investing in a food business because it allows me to showcase my culinary skills and passion while potentially generating income. 2. How does this type of investment align with your financial goals? Investing in a food business aligns with my goal of becoming financially independent and successful in my culinary career. It’s an opportunity to turn my skills into a thriving business. Instructions: Understanding the investment landscape for a food business is crucial for my entrepreneurial journey. I’m excited to explore how these investments can help me achieve my long-term goals while considering my budget and risk tolerance.

Day 14: Reflecting on the Journey Activity: Reflect on the progress you’ve made over the past two weeks, focusing on your personal growth and financial literacy. Task: Write a summary of your biggest takeaways from this challenge. Identify one financial habit or practice that you’re committed to continuing and one new goal to work toward. Journal Tracker: 1. What was the most significant lesson you learned Perseverance is the best word to describe the lesson that I learned from the 14-day financial journey. This trait is my guiding light to build a forced saving after cutting back on food delivery, cancellation of subscription, etc. 2. How has this challenge changed your perspective on finances? The challenge has a big impact in my budgeting, cost-reduction, and adopting a simple lifestyle. 3.What is one financial habit or mindset shift you want to maintain going forward? There's no more looking back on my old self. I must keep this new habit for good to be able to save for my future and buy a home. Instructions I am so grateful for the learnings that I got from the two-week financial journey. I can visualize the positive changes in my finances after I realigned those expenses to my emergency fund.