Activity:
Identify common triggers for impulse buying and create strategies to avoid them.
Task:
Set a 1-week rule (instead of the usual 24-hour rule) for non-essential purchases. This gives me more time to decide if I truly need something or if it’s just an impulse. Track any purchases I avoid over the next few days by using this rule.
Journal Tracker:
1. How does this waiting period change your perception of impulse buys?
Giving myself a full week really shifts my view—most things I thought I "needed" turn out to be wants. This extra time helps me stay focused on what’s necessary and avoid unnecessary spending.
2. What strategies can you use to keep impulse buying in check?
Along with the 1-week rule I learned from the IRL classroom courses, I’m unsubscribing from marketing emails and avoiding browsing online stores. Plus, reminding myself of my financial goals from Days 1-8 keeps me on track.
Instructions:
Impulse buys can be tempting because they bring quick satisfaction, but waiting a week helps me see if they align with my goals. This approach, inspired by previous IRL lessons, keeps me focused on becoming debt-free and building financial security.