Realllllly important question we must discuss to be considered diligent and prudent investors. US macros are weakening and we’re seeing a few common themes: over leverage on personal credit (maxed out), unemployment, a hault in manufacturing (a leading indicator), slow down in consumer spending, increase of wealthy people shopping at Walmart (never a good sign). These mechanics in addition to isolated geopolitical events would be irresponsible to ignore. I am in NO WAY saying the sky is falling and run for the hills. We leave emotional decision making for telenovelas. Market corrections happen and I prefer to be pragmatic about them. Now the question: when calculating speculative rent/ sale price of a flip property, is anyone running shock scenarios that include if: rent/sale price was 10%, 15%, 25%, lower? And, if that said property is still a good investment? Let’s discuss this openly and objectively.

Who's getting a DSCR loan? Rates just went down, they're in the 6's !

Where do you find most challenging and/or currently struggling the most on the journey of buying your first investment property? Select one or more below.

So we’re looking to use a hard money lender to buy our next property. We want to flip it to build capital. This will take more than one. We’ll eventually use that funding to buy a rental then repeat the process. I’ve heard that it’s a good idea to use an SCorp and LLC for tax sheltering. Is this the same in other states? What are you doing? If I already have an LLC, do I need another one? The LLC is active and in good standing. But it will not likely be the property LLC beyond the first few flips.

What’s up everyone! wanted to ask y'all about this situation im currently in. I currently live in my first property with a $1,919 Mortgage payment. I want to buy my 2nd property and stumbled across a property of $299,000 3/2 with a 1/1 ADU. According to rentometer & RE Agents the ADU can rent anywhere from $900-1k. I’d like to live in the 3/2 to house hack but am also open to rent the entire property but would need more $ down which I don’t have. (I have yet to run the analysis on buying it as an investment) According to the lenders numbers (attached) The mortgage on this property would be $2,345. Leaving me with a payment of $1,345 if the ADU gets rented. My biggest problem is if my current properties rent would cover the mortgage. I’m willing to pay money out of pocket to cover if need be. my question here is should I move and house hack it, or just keep saving up until rates change (to help rent my current property), and I have a good 20% down for an investment property? Still in the early stage of the process, just wanted to come on here and ask before I take things further with Lender & Realtor. Thanks!