Going into this next year, what is your main goal to prepare for what is next financially? Have any of you thought about what is next?

I have just starting investing in a stock ticker symbol AGNC. I am testing the waters. This stock has returned strong Dividends over the last 6 months. They also pay a monthly dividend.

So, I'm not an expert but some stocks and markets drop in value on Monday morning. This is a general thing and not guaranteed to hapen every weekend. People freak out over the weekend because they can't see if their stocks are growing. So, they make sales on Monday. If the market can be swayed by a weekend then maybe in the short-term you sell on Friday mornings and buy on Monday afternoon.

Dividend funds give you a little bit more protection because you have many stocks in the fund. Lower or slower sways in value because you are more diversifid in the fund.