If I make two payments a month to my credit card does that build up more payment history than just making the one payment a month?

If I PG a biz card and let’s say it’s a 10k limit and I use 8k would my business utilization negatively impact my personal credit? I’ve looked everywhere and can’t really find an answer hopefully some of you can share your experience.

**Important Credit Card Update** Hey everyone, I wanted to share a recent experience I had with Bank of America regarding my credit card. They just closed my card, which I had maintained for 10 years with a credit limit of $20,000. I only owed $500, so I was really confused about the closure. When I called them, I learned that they have a policy that limits the number of authorized users to five. Unfortunately, this policy led to the closure of my account, and despite being a good customer, they cannot reopen it. I just wanted to give you all a heads-up: if you plan to add authorized users to your credit card, make sure to check the bank’s policy beforehand. I can reapply for a new card, but it’s a reminder to be cautious. Stay informed and take care!

My names Wes I’m 22 from Boston and I joined to have a better understanding of business credit and have a strong 2025, thanks for letting me in