So I applied to refinance with DCU Saturday and got approved but I need to become a member to get the auto loan so I’m about to go in today, moral of the story is I heard DCU gives up to 3 approvals with one inquiry so I’m going to find out if that’s true or not and go for a business card or maybe just a personal or both. (They only pull Equifax and aren’t inquiry sensitive, I applied with 5 inquiries on my report)