I've been on a financing spree lately, applying for no-doc Business Lines of Credit (BLOCs) for some owner media deals I've been preparing for. I've been networking with various regional and local banks, and here are my approvals so far: 1. Truist Bank: Offered up to $50K, and I got it approved. Note that Truist's no-doc offerings vary by state, so check with your local banker before diving in. 2. City National: These guys have a higher limit—up to $250K. I pushed the limit and got approved for a whopping $244K! 3. Umpqua Bank: Offers up to $100K, and yes, I snagged the full $100K. The process was smooth and definitely worth checking out. 4. PNC: Known for up to $100K, I walked away with $70K. Not bad, considering the straightforward process. 5. BMO: Offers up to $50K; I was approved for $35K. A bit more conservative, but their regional limitations play a part. 6. Key Bank: Also caps at $50K, and I got the maximum approval. Key Bank has been consistent and reliable. Insights from My Visits: East coast banks seem more generous with their BLOC offerings. Also, it's crucial to be in the "footprint" area of these banks for BLOCs, though this isn’t as strict for nationwide credit. I run a Wyoming LLC among others and have encountered some issues with no-doc loans due to not registering as a foreign entity in California—refusing to shell out $800 in default taxes there since I’m not active in CA anymore. My Advice: Always confirm with your banker about current no-doc loan programs as banks tend to change their offerings. Being informed and prepared can make a significant difference in your applications. Anyone else applying for BLOCs or have experiences with these or other banks on the east coast?

Hey Everyone hope you're all having a phenomenal day i just wanted to stop by and let everyone know that I just dropped 6 videos & 1 info post over in the Debt Resolution Section. Although the Debt Resolution section is not fully complete, I wanted to send this out in case anybody wants to get a head start. Here is why the 6 videos I dropped & Info post are so important Statute Of Limitations ⏰ - This video breaks down why knowing the statute of limitations on your debt is so important (Hint: If your old debt is past the statute of limitations it becomes OPTIONAL to pay it) Statute Of Limitations By State 📰- This is not a video but an info post. Inside you'll find the 4 categories of debt AND you'll be able to see what the statute of limitation is for each category for each state 🔥 Time-Barred Debt 🔐 - This video is important because once the debt is OUTSIDE of the statute of limitations it becomes known as TIME-BARRED DEBT, but what does this mean exactly, and how can you use this If a creditor is suing you? Item Got Removed, Should I Pay It ❔ - This breaks down my thought process on why you should consider paying off old debt AFTER it has been removed from your credit report. Bankruptcy Chapter 7 vs Chapter 13 💰 - What's The difference between these two completely different types of bankruptcy that you as a consumer have access to? I also give my opinion on which type of bankruptcy is better.

Wow, it feels like a weight has been lifted off my shoulders to finally be able to share this with everybody. NuLeaf Academy Is a community with one goal in mind - To bring more transparency to the credit repair industry 💳 To do this we will be showing you the EXACT strategies we use to fix hundreds of clients credit reports over the years. ALL FOR FREE. Why? Because the current "norm" is you pay someone in the credit repair space a TON of money and you have to hope & pray that they are doing things the right way. THIS STOPS TODAY we will show you the exact strategies that we use to get consistent results for our clients. but I can't do this alone, unfortunately. A community can't just be one person talking into the abyss. So for this community to be a success we need to engage with each other 🤝 P.S - To make sure you get the MOST out of this community make sure to download the "Skool" app Can't wait to see where we take this. Together.

Got this offer from a friend of mine for a Chase account for a 2 year old charged off account. Original balance was $39,617.52 and they were willing to settle for $3,961.76 which is basically a 90% discount AND they were willing to give him 4 months to pay it off meaning 4 installments of $990.44 Keep in mind the Statute Of Limitations on debt in the state where he’s from (NY) is only 3 years so that could have A-LOT to do with it. Remember what i said on my previous post, it’s not just about how much money you get from the banks, it’s about WHO you owe that money too 😉 Do you think Wells Fargo, American Express or TD bank would offer a similar discount? Doubt it.