I’m sharing some recent business credit approvals of mine! So here’s the deals: I recently nailed some solid approvals – $25K from PNC Bank, $40K combined from First Horizon (that’s both BCC and BLOC), and another $25K from Chase Bank. Oddly enough, this is my second round with Chase this year; the first one capped at $15K for another biz. Not sure why Chase is holding back, but hey, that’s the game. Credit Limit Increase Tip: Did you know with Chase you can request a credit limit increase with just a soft pull? Yep, just call them up and chat it out – it's a great way to learn what’s possible without impacting your credit score too much. Pro tip: Make sure to lock up your credit bureaus before making the request. I did! The PNC Arena: Here’s a thing with PNC – they like to see some meaty transactions and bank statements. My banker was quick to hint at a juicy $100K no-doc BLOC during my first visit. But, the very next day, he advised waiting another 30 to 60 days before applying to really beef up my transaction history. So, if you’re eyeing something similar, consider waiting about 91 days in total, showing as many deposits and payments as you can. This could really ramp up your chances for a near $100K approval. 🤫 Insider Tip with PNC: Another cool thing with PNC is that they only do a soft pull for business lines of credit and auto loans. Just keep your Experian inquiries low – under 2 or 3 in the last six months should keep you in the safe zone to pull that credit trigger. 💬 Ever Heard of the Reconsideration Line? Yup, if things don’t go your way initially, there’s always the reconsideration line. I believe it's a different department that can give you a second shot at pleading your case for credit. These are a few tactical moves and some patience can really turn the tides in your favor when building business credit. Has anyone else had similar experiences or used the reconsideration line successfully?

It can be easy to think that a $50,000 Credit Card from Chase is Equal to $50,000 Credit Card from TD bank 💳 = 💳 At face value it might seem the same, both giving you $50,000 but like a good chess player one must think 2 moves ahead ♟️ In life, shit happens. We all love to think that we’re going to take $50,000 and flip it. In a perfect world it will work out 100% of the time. Unfortunately we don’t live in a perfect world. So here’s what happens if you CAN’T pay back the $50,000 with each bank. Chase Bank 🏦- $50,000 gets charged off after 180 days, they assign the debt to an In-House collection company that does NOT report separately on your credit report. ⏰ The older the debt is, if you’re nice at negotiating you can get a 80% discount or more on the debt. Yup this means that $50,000 you owed can be settled for $10,000 Now let’s look at TD bank TD Bank 🏦- After 180 days the debt gets charged off. In some cases depending on the debt they will assign the debt not to a collection company but a LAW FIRM. The law firm is quick to sue on TD bank behalf in order to get a judgement against you but the good news is that they are willing to settle ⏰ they will be willing to settle for around a 35-40% discount. Meaning if they’re feeling generous they’ll settle your $50,000 for $30,000. So keep this in the back of your mind It’s not just about who gives you the money, but think about what happens if you can’t pay that money back, what’s your next move ♟️

Anyone know anything about TDECU?

How do you remove, or can you remove, a credit partner who was a primary on a business credit card?

Wow, it feels like a weight has been lifted off my shoulders to finally be able to share this with everybody. NuLeaf Academy Is a community with one goal in mind - To bring more transparency to the credit repair industry 💳 To do this we will be showing you the EXACT strategies we use to fix hundreds of clients credit reports over the years. ALL FOR FREE. Why? Because the current "norm" is you pay someone in the credit repair space a TON of money and you have to hope & pray that they are doing things the right way. THIS STOPS TODAY we will show you the exact strategies that we use to get consistent results for our clients. but I can't do this alone, unfortunately. A community can't just be one person talking into the abyss. So for this community to be a success we need to engage with each other 🤝 P.S - To make sure you get the MOST out of this community make sure to download the "Skool" app Can't wait to see where we take this. Together.