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What is a Self-Attestation Letter? How It Can Be Used in Disputing? A self-attestation letter is a formal document in which an individual asserts the truthfulness of specific statements regarding their circumstances. This letter serves as a personal declaration, confirming details without the need for external verification at the time of writing. Usage in Disputing: In the context of disputing credit report inaccuracies, a self-attestation letter can be used to: 1. Declare Personal Circumstances: Assert details about why certain information on the credit report is incorrect or misleading. 2. Request Specific Actions: Formally request the credit bureau to block and delete disputed accounts from the credit profile. 3. Provide Context: Explain any potential fraudulent or coercive practices that have led to the disputed debts, adding weight to the dispute. Who to Send It To: The self-attestation letter should be sent to the major credit bureaus in the United States. These agencies are responsible for maintaining and correcting credit reports based on consumer disputes. If Dispute is Denied or Unverified: If the credit bureaus deny or fail to verify the dispute, the next step is to escalate the issue to the Consumer Financial Protection Bureau (CFPB). Sending a detailed and well-documented self-attestation letter to each of these credit bureaus, and escalating to the CFPB if necessary, ensures your case is clearly communicated and handled appropriately. Attached is a Self-Attestation Template Letter for your use. Always utilize AI to rewrite template letters to avoid being accused of using a template letter.

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I removed All old addresses for a new client before I began the dispute process. I removed them directly through the bureau’s website. This works for your name, SSN, Date of Birth and Employment. Remove whatever information is inaccurate or out dated.