Note: Please read carefully before taking action. ( SEE attached for better direction & TEMPLATE used ) Follow these steps: 1. Take a screenshot of the account deletion (with date). 2. Take a screenshot of the account being re-added (with date). 3. Use EXPERIAN TEMPLATE  attached—feel free to edit or rephrase as needed. 4. Upload Experian Template dispute to the Experian Portal along with both screenshots. 5. Next, FILE “BBB” -ON STEPS 7> Use statement …..I am disputing the reappearance of the following item on my credit EXPERIAN report: [Account Name, Acct #xxxx], which was removed on [DATE]. This reinsertion violates the Fair Credit Reporting Act (FCRA) in the following ways: Section 611(a)(1)(A): Requires a timely investigation of disputes; Section 611(a)(1)(B): Mandates removal of inaccurate or unverifiable information; Section 611(a)(5)(B): Requires notification within five business days for reinsertion. The item has reappeared without proper validation or notification. I request its immediate deletion and I am seeking assistance from the Better Business Bureau (BBB) to help resolve this matter DESIRED SETTLEMENT: Correction to credit report UPLOAD : Upload the Experian dispute, and Both Screenshot !****TAKE SCREENSHOT CONFIRMATION of BBB submit! 6. Next, file CFPB and CHOOSE: 1. > Credit Report or other personal…. 2. >Credit Reporting  3. > Incorrect information on your report… 4. > Old information reappears or never goes away HAVE YOU ALREADY TRIED TO FIX: YES DID YOU REQUEST ….: YES WHAT INFORMATION ….. “ LEAVE BLANK” DID COMPANY PROVIDE…? NO WHAT HAPPENED: I am disputing the reappearance of the following item on my credit EXPERIAN report: [Account Name, Acct #xxxx], which was removed on [DATE]. This reinsertion violates the Fair Credit Reporting Act (FCRA) in the following ways: Section 611(a)(1)(A): Requires a timely investigation of disputes; Section 611(a)(1)(B): Mandates removal of inaccurate or unverifiable information; Section 611(a)(5)(B): Requires notification within five business days for reinsertion. The item has reappeared without proper validation or notification. I request its immediate deletion and I am seeking assistance from the CFPB to help resolve this matter

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Try applying for no-doc Business Lines of Credit (BLOCs) for some owner media deals I've been preparing for. I've been networking with various regional and local banks, and here are are some you can try from my mentor 1. Truist Bank: Offered up to $50K, and I got it approved. Note that Truist's no-doc offerings vary by state, so check with your local banker before diving in. 2. City National: These guys have a higher limit—up to $250K. I pushed the limit and got approved for a whopping $244K! 3. Umpqua Bank: Offers up to $100K, and yes, I snagged the full $100K. The process was smooth and definitely worth checking out. 4. PNC: Known for up to $100K, I walked away with $70K. Not bad, considering the straightforward process. 5. BMO: Offers up to $50K; I was approved for $35K. A bit more conservative, but their regional limitations play a part. 6. Key Bank: Also caps at $50K, and I got the maximum approval. Key Bank has been consistent and reliable. Insights from My Visits: East coast banks seem more generous with their BLOC offerings. Also, it's crucial to be in the "footprint" area of these banks for BLOCs, though this isn’t as strict for nationwide credit. I run a Wyoming LLC among others and have encountered some issues with no-doc loans due to not registering as a foreign entity in California—refusing to shell out $800 in default taxes there since I’m not active in CA anymore. My Advice: Always confirm with your banker about current no-doc loan programs as banks tend to change their offerings. Being informed and prepared can make a significant difference in your applications. Anyone else applying for BLOCs or have experiences with these or other banks on the east coast?

here is info i have my clients do when I'm removing their evictions they can freeze these 3rd party agencies so landlords cant see it if they are applying for houses or apartments Tenant screening freezes CICreports.com 800-288-4757 (Option5) rental.corelogic.com 800-815-8664 (Option 1) or 888-333-2413 (Option 1) Request report form Request security freeze experian.com/rentbureau Request report form 87 7 -7 04-4519 FADV.com Request report form Phone 800-845-6004 RealPage.com 866-934-1124 ScreeningReports.com 866-389-4 04 2