I just refinanced my car today at DCU and I heard they only pull Equifax and that you can triple dip and I think it’s true but I only double dipped with the auto loan and personal credit card with a $5k limit but they did ask if I wanted a personal loan when I asked if there’s anything else they ofter but I declined I got what I wanted. I might go back for the business side because i currently have zero business accounts besides business checking
I got this in the mail today and have until March 25th to redeem it and I already wanted this card or the business plus to be my first business card but I’m still waiting for my first 2 Amex personal cards to come in the mail though so I’ll won’t just jump into this one just yet I’ll definitely get this before it expires though for sure
That’s great I have that card as well. And yes, always remember the credit game is not checkers. You have to always study it before you make your next move.💯💯 Congrats
Some of the most commonly recommended high-yield savings accounts include those offered by Ally, SoFi, Capital One, Discover, and Marcus by Goldman Sachs. I suggest going with a trustworthy option that currently offers a good rate, and don’t hesitate to switch if you find significantly better rates elsewhere. Some people have talked about Navy Federal as well.
So I applied to refinance with DCU Saturday and got approved but I need to become a member to get the auto loan so I’m about to go in today, moral of the story is I heard DCU gives up to 3 approvals with one inquiry so I’m going to find out if that’s true or not and go for a business card or maybe just a personal or both. (They only pull Equifax and aren’t inquiry sensitive, I applied with 5 inquiries on my report)
*Alternative Scoring Models**: Some newer credit scoring models may consider more nuanced behaviors, such as payment frequency, especially in the context of non-traditional credit data. These models may look favorably on those who demonstrate responsible management through multiple payments. While making two payments a month may not be explicitly stated as a factor that enhances your score, the underlying principles of maintaining a positive payment history and low credit utilization are well recognized across various credit scoring