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Owned by Jackie

Credit connector

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Financial literacy, How to repair your own credit

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234 contributions to Credit connector
Digital Credit Union
I just refinanced my car today at DCU and I heard they only pull Equifax and that you can triple dip and I think it’s true but I only double dipped with the auto loan and personal credit card with a $5k limit but they did ask if I wanted a personal loan when I asked if there’s anything else they ofter but I declined I got what I wanted. I might go back for the business side because i currently have zero business accounts besides business checking
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New comment 3h ago
1 like • 3h
👏🏻👏🏻👏🏻👏🏻👏🏻💰💰💰💰💰 That’s how you do it
First business card offer!
I got this in the mail today and have until March 25th to redeem it and I already wanted this card or the business plus to be my first business card but I’m still waiting for my first 2 Amex personal cards to come in the mail though so I’ll won’t just jump into this one just yet I’ll definitely get this before it expires though for sure
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New comment 2h ago
First business card offer!
1 like • 3h
That’s great I have that card as well. And yes, always remember the credit game is not checkers. You have to always study it before you make your next move.💯💯 Congrats
High Yield Saving Account
Happy New Year!! Does anyone have a preferred HYSA they recommend?
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New comment 13m ago
1 like • 3h
Some of the most commonly recommended high-yield savings accounts include those offered by Ally, SoFi, Capital One, Discover, and Marcus by Goldman Sachs. I suggest going with a trustworthy option that currently offers a good rate, and don’t hesitate to switch if you find significantly better rates elsewhere. Some people have talked about Navy Federal as well.
Digital Credit Union
So I applied to refinance with DCU Saturday and got approved but I need to become a member to get the auto loan so I’m about to go in today, moral of the story is I heard DCU gives up to 3 approvals with one inquiry so I’m going to find out if that’s true or not and go for a business card or maybe just a personal or both. (They only pull Equifax and aren’t inquiry sensitive, I applied with 5 inquiries on my report)
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New comment 3h ago
0 likes • 3h
Great data points Yes, I’ve heard that you can get several products with them with one hard pull Thank you for sharing. Let us know.
Payment History
If I make two payments a month to my credit card does that build up more payment history than just making the one payment a month?
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New comment 2d ago
Payment History
0 likes • 2d
You’re 100% correct paying your credit card every month on time. But then there’s the other side of it
0 likes • 2d
*Alternative Scoring Models**: Some newer credit scoring models may consider more nuanced behaviors, such as payment frequency, especially in the context of non-traditional credit data. These models may look favorably on those who demonstrate responsible management through multiple payments. While making two payments a month may not be explicitly stated as a factor that enhances your score, the underlying principles of maintaining a positive payment history and low credit utilization are well recognized across various credit scoring
1-10 of 234
Jackie Lavielle
7
5,845points to level up
@jacqueline-lavielle-8486
Hi, my name is Jackie I live in Miami. I am very excited to see where this mentorship takes me.

Active 2h ago
Joined Jan 5, 2024
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