1. Consolidate Debt: Transfer high-interest balances to save on interest; pay off before the promo period ends. 2. Fund Large Purchases: Make big purchases and pay them off interest-free over time. 3. Build Credit: Use responsibly to improve your credit score by making on-time payments. 4. Grow Business/Invest: Use for business expenses or investments to free cash flow, repaying before interest applies. 5. Years Emergency Cash Flow: Cover unexpected expenses interest-free temporarily. Tips: • Understand terms and fees. • Avoid overspending or new debt. • Stick to a repayment plan.

having a diverse portfolio of credit is good but what does that mean…

There’s misconceptions about how many payments you should make per month how can you stricture your credit card payments to impact your credit score?

How many credit cards do you need to start off with?