8d ago in General discussion
How to leverage 0% APR credit cards
1. Consolidate Debt: Transfer high-interest balances to save on interest; pay off before the promo period ends.
2. Fund Large Purchases: Make big purchases and pay them off interest-free over time.
3. Build Credit: Use responsibly to improve your credit score by making on-time payments.
4. Grow Business/Invest: Use for business expenses or investments to free cash flow, repaying before interest applies.
5. Years Emergency Cash Flow: Cover unexpected expenses interest-free temporarily.
Tips:
• Understand terms and fees.
• Avoid overspending or new debt.
• Stick to a repayment plan.
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How to leverage 0% APR credit cards
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