Tomorrow I'm doing a call with a friend's and expert in Bitcoin and AI. If you'd like to learn more about it and how it's going to Revolutionize the financial system feel free to hop on the call. You can ask questions as well. Here's the Link to Register: https://zoom.us/meeting/register/tJcoduCrqToiHtHH3T3pfTBtdChjHLCfWyMD

If you’re interested in buying a house, I think you should look into this program.

Chase offers two opportunities for a soft pull credit limit increase. Option #1: In-App To find this opportunity in the Chase app, go to the Credit Card Dashboard and navigate to the Manage Account section. Look for the "Request a credit limit increase" category under "Transfer A Balance". If you are pre-approved for a CLI, Chase will ask for your permission to submit a hard pull. If they request a hard pull, it means you are not pre-approved for a credit limit increase via the app. Option #2: Phone Call Call the number on the back of your card and ask for a credit limit increase. Inquire whether it will be a soft or hard pull. If you are pre-approved for a CLI, the representative should mention that it is a soft pull and provide a disclaimer before requesting it for you. There are two possible outcomes: you may get instantly approved for the CLI with the new credit limit provided over the phone, or you may be informed that it is pending and will need to wait 1-3 days for the results. Multiple credit limit increases can be requested in a day. It's important to note that Chase may also automatically increase your credit lines without you asking, which will always be a soft pull. However, it is recommended to double-check with Chase before proceeding as terms and conditions may vary.

Navy Federal Credit Union (NFCU) is the largest credit union in the nation and is known as "The House of High Limits." It is highly regarded for its ability to help individuals build credit. In this lesson, we will learn how to become a member of NFCU, even if you are not affiliated with the military or have any relatives in the military. NFCU has certain rules that should be followed when applying for credit cards or credit limit increases. The 91/3 rule suggests waiting at least 91 days and ensuring that 3 billing cycles have closed before attempting any other credit-related activities at NFCU. This rule emphasizes the importance of allowing sufficient time for billing cycles to complete. There is a belief that applying for credit cards during late-night hours when the NFCU credit underwriting office is closed may increase the chances of instant approvals and higher credit limits. However, the significance of the time of day is debated, and it is generally believed that credit approvals are primarily based on factors such as a solid credit report, verifiable personal identification information, and a good relationship with NFCU. NFCU offers various credit products with high limits and no documentation requirements. The Navy Federal Flagship Credit Card has a limit of up to $80,000 without requiring extensive documentation. Other cards, like Cash Rewards, have maximum limits of $50,000. It is recommended to stick to Visa/Mastercard network versions of the cards and avoid Amex network cards. NFCU also provides personal loans up to $50,000 with no documentation required, home improvement loans up to $50,000 without verifying home ownership, and auto loans up to $100,000 with excellent rates. NFCU offers credit builder products, such as the "Pledge Loan," which is a savings-secured loan that helps generate a positive installment account on your credit profile. This loan does not require a credit check and can be opened even with bad or no credit. Additionally, NFCU offers a secured credit card that helps build credit and can graduate to higher limits and better cards, such as the Flagship, after holding the Cash Rewards card for a year.

"If you have a business partner or spouse, you have the opportunity to apply for a business credit card together, as long as both of you own at least 25% of the company and have excellent credit scores. For instance, let's say you have an LLC where the husband and wife each own 50%. The husband can apply for the Chase Business Ink Unlimited card and be approved for a credit limit of $25,000. Similarly, the wife can also apply for the same card using her own social security number and the same EIN (Employer Identification Number), and obtain another credit card with a $25,000 limit. This means that with just one LLC, you can have a total credit limit of $50,000 at a 0% interest rate. It's important to note that this strategy can be beneficial, and rewarding 🔥