Hey Everyone,😊 I wanted to check in on your progress and to see if there are any questions. I would like to meet on Wednesday, November 13th at 7:30 pm cst to go over questions and see where we are in our businesses and need further assistance. It's important we show up the remainder of this year and be ready for 2025 and as your coach I need to ensure everyone in this group as we grow is successful. I apologize for not being as active for things have been slow to my liking as I am currently working as well, however, my students are my top priority and I am always here to assist! As time is moving ending of 2024, my goal is to grow this community tremendously over the next quarter and begin having speakers for different financial wealth goals we looking to achieve including accessibly to grants once we reach at least 200 students. @Robert Lawrence if you can, please be sure to attend class so we can go over the community and questions you may have. If you have any questions or need guidance, please do not hesitate to reach out to me here or via direct chat. xoxo, Coach Lashanta

Use the personal credit dispute attachment. Make sure your secondary credit bureaus are frozen FIRST. Remove all old addresses, employers, phone numbers, names, etc. Only 1 needed for each. Two ways to delete:📝 1.Simply call the credit bureau and tell the representative you need to update your personal information on your profile. Here are the phone numbers of the main credit bureaus: 1. Equifax: 1-888-EQUIFAX (1-888-378-4329) 2. Experian: 1-888-EXPERIAN (1-888-397-3742) 3. TransUnion: 1-800-916-8800. Here is a gem to know when removing old addresses to dispute negative items on your credit report: 💎 You can also call and get old addresses deleted, but if an address is connected to an account they may try to give you some static. The keywords to use when removing old addresses are saying "the addresses are undeliverable" nothing more, nothing less. Do not overcomplicate it. If one agent won't do it, hang up and call until you get the agent who will. Don't give up so easily because it can be done. I have personally called and got names, old address, and employers removed from my credit report without any issues or sending any letter. You should only have 1 name and 1 address on your report. Regardless of calling the credit bureaus to remove outdated information, still add the freeze to your secondary bureaus to increase your chances of removing the debt. 2.Upload Online via Credit Bureaus website: 💻 Personal Info Dispute letter-choose a personal credit dispute letter of choice below. Make sure to delete or archive the report you don't want and not include it within your letter. DL-front and back SSN Utility Bill-updated address state in description: I have never lived at this address

Does anyone have any questions or anything they need to discuss ? @Robert Lawrence thank you joining us ! I wanted to ensure you understand how to navigate within the group so please let me know if you need help or join the call tonight

- LexisNexis: Gathers public record information, employment verification, and tenant screening reports. - SageStream: Specializes in residential property and tenant screening reports. - CoreLogic: Offers property data and risk assessment services for the real estate industry. - NCTUE: Provides information on past phone, cable, and utility bills. - ChexSystems: Creates reports on consumer banking history, including check writing issues or account closures. - Innovis is often considered the fourth credit bureau behind Experian, Equifax, and TransUnion. Innovis mostly verifies consumer information and doesn't sell credit reports for lending decisions

Praise Dance for my client… 💃🏾 I started working on my clients report on 10/21, as of 10/28 her score went up 128 points😮‍💨! In 7 days, she went from 602 to 729. All negative accounts removed. There’s no need to have bad credit. ANYTHING can be removed from your credit reports. let’s gooo 🔥🔥🔥🔥!!!