Do You Set Annual Savings Goals, or Just Wing It Month by Month?

Hey everyone!

Quick poll for the community—do you prefer setting big annual savings goals to guide you, or do you take it month by month and adjust as you go?

Your responses will help us see where the community stands when it comes to planning and building financial habits. Whether you’re a long-term planner or someone who adjusts on the fly, your input can guide future discussions and even inspire new strategies for saving smarter!

Here’s why this matters:

If most of us set annual goals, we can share tips on sticking to long-term plans and hitting those big milestones.
If month-by-month works better, we can explore ways to stay flexible while building consistent habits.

It’s all about learning from each other and figuring out what works best for you. So, let us know:

Drop your vote below and feel free to share why your method works for you. Let’s build better habits together! 🚀

I set annual savings goals.

I wing it month by month.

15 votes

60 comments