Day 4: Savings, Saved, Save · The IRL Game 🌎

Day 4: Savings, Saved, Save

Day 4 and now we will focus on something I have the least experience with but a decent amount of knowledge on.

Saving money on everyday things. So what savings are we talking about? Deals. Coupons, grants, assistance programs, and trimming costs.

What are they? Deals are just the average thing you expect, when something is at a lower price than usual. From food to software and assets. During certain days or even certain times businesses will use Deals to entice you to buy even when you were hesitant to before. Best way to use these? Keep an eye/list of things you wish to buy but were too pricy to buy right away. When the item is on sale or has a deal that lowers the price or even adds extras onto the normal price you then decide if the item is worth the buy.

Coupons are what you expect, a deal using a medium to drop the price on an item(s). These are more common and appear even in normal days and be used on the item said on the coupon. Food, Furniture, tools, software, and so much more. If you shop at a place often then invest some time and attention into getting coupons from that shop.

Grants are not so much saving money but is still a way to save money because the money you can get will help release pressure from your situation. While a more round about on saving money, getting free money from your government, non-profit organizations, or other institutions with little to no stipulations is a life changer for most people. So how do you get free money? The easy solution is looking up grants offered by your government and other such organizations. While it does have an upfront cost of attention and information divulgence to have the possibility to get the grant, it is still better odds than the Powerball or gambling without costing money. While only a few thousands on average, that thousands is free to use and always helpful.

Assistance programs are like grants but are more stringent and are way more niched. You may not get real no stipulation money but these programs are still ways to help with your finances. Programs such as paying for your medical bill, making buying your house cheaper, paying off student loans/paying you to learn, helping you buy a car, start a business, and a few more such helpful things. Just like Grants and scholarships they need information on you and what you want before they possibly help you, still better than gambling and Powerball and very helpful on certain situation. Same as grants and scholarships, look for them and ask around your local organizations.

Trimming costs? That seems far too basics, Right? Wrong. With so much of society built around Convenience or novelty the best way to save money and have your life be better is to "Trim the fat" so to speak. From your daily coffee shop, to sweet treats, to new fashion and even subscription. check your finances top to bottom, learn what is important and what is "Fat". Finding and eliminating, if not just decreasing, the Fat will allow you to save money when you would spend it. Will it hurt? Possibly, we are talking about eliminating/ decreasing things that brought you joy or Convenience. But to save and take that savings into avenues to make more money is important for better freedom.

Bonus points for using others to lower cost of living or improve your finances.

3 comments