Credit is important because it affects your ability to borrow money, secure loans, and obtain favorable interest rates. A good credit score can lead to better terms for mortgages, car loans, and credit cards, ultimately saving you money. Additionally, credit impacts renting an apartment, insurance premiums, and even employment opportunities in some cases. Maintaining good credit helps you build financial stability and access opportunities that require borrowing.

If I explore moving my auto loan in Navy fed.. will it mess with me qualifying for a $20K CC with Navy Fed now that I'm filling all the steps.. Looking for a friend

A tradeline can benefit you in so many ways 1st you can potentially get a credit score boost (not guaranteed) 2nd you will get credit history depending on the card 1 yr to 10 yrs 3rd you can get a credit limits never get a tradeline lower than 8k always get a tradeline that has 10k - 50k.

I’m doing a refinance and the broker told me “What saved you is your FICO score not your credit score” SMH - looking for a friend

Thanks to my Skool mate @Eric Castillo he put us on game of getting this certificate to enable you to get into credit unions. If you decide to apply for a certificate make sure you use the Promo code ANDREWS so you won’t have to pay anything 🤜🏼🤛🏼 Here’s the link below: https://americanconsumercouncil.org/