12d ago in Credit 101 (NO PROMOS)
Know your credit options ***
Understanding your credit options can help you build a stronger financial future. Here are a few options to consider:
---
### **1️⃣ Credit Cards**
- Use them for small purchases 🛍️ and pay off the balance each month to avoid interest.
- Keep your usage low (below 30% of your limit) for a better credit score 📉.
---
### **2️⃣ Personal Loans**
- Great for big expenses or combining debts 💰.
- Fixed payments make it easy to plan your budget 📅.
---
### **3️⃣ Secured Credit Cards**
- A good option to start or rebuild credit 🛠️.
- You’ll need a deposit upfront, which becomes your spending limit 💵.
---
### **4️⃣ Credit Builder Loans**
- These are made to help you improve your credit score 🏗️.
- Payments go into a savings account, and you get the money back when it’s paid off 💼.
---
### **5️⃣ Auto Loans & Mortgages**
- Loans to help you buy a car 🚗 or home 🏡.
- A higher credit score means better interest rates and lower costs 💸.
---
### **Tips to Remember**
✅ Make payments on time—it’s the #1 way to boost your credit.
✅ Check your credit report to stay informed 📋.
✅ Compare options to find the best deal 🛒.
---
**Take control today!** slay the day fam
3
1 comment
Know your credit options ***
skool.com/myfreecreditskool-1499
CREDIT HACKS AND GROWTH FOR FREE!!! EDUCATE YOURSELF ON CREDIT AND GET ANYTHING YOU WANT HOUSE< CAR< HIGH LIMIT CREDIT CARDS
Leaderboard (30-day)
1
+42
2
+22
3
+9
4
+9
5
+7
powered by