Hedgeye provides amazing data to attempt at predicting macro trends including and most importantly interest rates. We can only make decisions based on the data we have and that data changes. Hedgeye adds in the factor of "Rate of Change" that has helped me become less of an idiot. Enjoy

https://www.skool.com/multifamily/classroom/1987cf64?md=d18054f6deb9452ab58ce8c144142ecc

https://www.skool.com/multifamily/classroom/1987cf64?md=edc16eab7a1746ffbddc919577d2ca07

Another installment to educate you before you sound like an idiot - ;) https://www.skool.com/multifamily/classroom/1987cf64?md=3e6fa0efa1b146eabad5a22bb6b32ad9

https://www.loom.com/share/25a3790c73be4e2a869f7e3fd4554167 This was an answer from a question by @Michael Duguet Managing Agency Debt in Real Estate Investments Objective: To effectively navigate the process of securing and managing agency debt for real estate investments, ensuring a smooth and successful financial strategy. Key Steps: 1. Understand the Benefits of Agency Debt: 2. Beware of Low Interest Rates: 3. Avoid Yield Maintenance Loans: 4. Consider Step-Down Prepayment Penalties: 5. Ensure Loan-to-Value and Debt Service Coverage Ratio (DSCR) Compliance: 6. Prepare for Equity Contribution and Holdbacks: 7. Plan for Closing Timeline: 8. Anticipate Prepayment Penalties: Cautionary Notes: - Avoid being surprised by prepayment penalties by carefully calculating and considering them in your financial planning. - Ensure compliance with agency requirements for equity contributions, holdbacks, and repair obligations. Tips for Efficiency: - Stay informed about interest rate trends to make informed decisions about yield maintenance loans. - Plan ahead for potential repairs and holdbacks by conducting thorough property inspections. - Maintain a clear understanding of the loan terms, including prepayment penalties and equity contributions, to avoid financial surprises during the investment lifecycle.