10d ago in General discussion
How Does a "Subject To" Deal Work?
- Seller's Mortgage Stays in Place: The original loan remains in the seller’s name, but you (the buyer) take over the payments.
- Deed Transfer: The title of the property is transferred to you, but the loan stays in the seller’s name.
- You Assume Responsibility for Payments: You agree to make the payments on the seller’s loan directly to the lender.
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How Does a "Subject To" Deal Work?
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