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Apr 8
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Welcome to the How 2 Save & Invest community! We are a global education platform where people can learn about financial literacy and build generational wealth. Our mission is to educate 1 billion people on financial literacy. How to use this group: - Ask any questions around personal finances and investing - Share remarkable content that you've found - Help others in the community - Share this community if you think others would find it helpful Check out the free resources here (we will continue to update this) Please introduce yourself in the comments below: - Who you are - What you do - One big thing you'd like to accomplish in the next 12 months - One thing you can offer to the group Welcome!
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Apr 12
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Fidelity CMA vs checking account
Does anyone use the Fidelity Cash Management account in place of a checking account at a bank? I'm thinking about switching but wanted to see if anyone has first hand experience with this. Offers 2.7% APY vs. like 0% with a checking account. "The Fidelity® Cash Management Account (FCMA) is a brokerage account that’s an alternative to a bank account. It gives you the flexibility to access your cash whenever you need it while still allowing you to put your money to work Fidelity® Cash Management Account (FCMA) features include zero account fees, zero minimums, zero ATM fees, free check writing and deposits, and a debit card to access your money at any time when you need it. Plus, get up to $1.25 million in FDIC insurance, which is 5X more than a typical bank offers."
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Apr 10
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AI and Energy
Anyone buying Energy ETFs? Just got this article about how AI consumes a lot of energy: https://finimize.com/content/the-new-investing-power-couple-ai-and-energy
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Apr 8
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Roth IRA April 15 cutoff for 2023
Hey Everyone! Let's get the party started. Just a reminder that if you qualify for a Roth IRA, the cutoff to contribute for 2023 is April 15, 2024. Income limit for 2023 - Single individuals $138K, Married joint $218K.
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New comment Apr 10
Apr 8
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Resources
The resources in this post revolve around paying off debt, making more money, and investing strategies. We will continue to add free resources here as we find them. WEBSITES - Larry Fink’s 2024 Annual Chairman’s Letter to Investors - Vivian Tu's Rich BFF Resources - Personal Finance Club - CMG Venture Group - Money Animals NEWSLETTERS - Rajat Soni - Understanding Bitcoin PODCASTS - Latina Investors by Andrea Ramos YOUTUBE - Life After Debt with Marcus Garrett INSTAGRAM ACCOUNTS - https://www.instagram.com/rajatsonifinance/ - https://www.instagram.com/personalfinanceclub - https://www.instagram.com/building.gen.wealth/ - https://www.instagram.com/themarcusgarrett - https://www.instagram.com/cmgventure
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How 2 Save and Invest is a global education community where people can learn about financial literacy and build generational wealth.
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