Just use Wise Business, and no real bank account if rejected by Mercury?

Hi all. I come from Europe and I'm a former student in US so I do have a SSN, which makes life slightly easier to open an LLC. I was just about to open a close multimember LLC in WY. However, after watching all JB videos on banks and address issues, I'm not sure what to do. I do have friends whose addresses I could use, but none of them is in WY. I'm thinking of just opening the LLC, and trying my luck with Mercury. If not, a Wise Business Account alone would be enough for me to receive payments from Europe. I don't see why a bank account would be needed. My plan is to just divert that money from wise account to investments (crypto and stocks). Anyone with similar issues?

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