I am proud to say that I took the first step in this 24 month journey. I committed to the $35 monthly credit builder plan.

Building your credit involves cleaning up negative items and errors on your credit reports, and listing one item underneath personal information, as well as establishing a strong credit mix. Start by reviewing your credit report, disputing inaccuracies, and resolving outstanding debts. Then, build a diverse credit mixture portfolio with primary accounts, credit builder products, and authorized user tradelines, while consistently practicing responsible credit habits like timely payments and maintaining low balances.

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