5 Techniques to Buy ANY Real Estate with NO MONEY DOWN!

Yes - even Apartment Buildings & Hotels!

I've been investing in real estate since 1999 and I've used these techniques to buy houses, apartments, and even hotels with little to no money down, so I know these techniques work.

"No money down" is not a scam but it's all about being CREATIVE and MAKING DEALS HAPPEN. It's a MINDSET of being resourceful and not allowing limited capital to limit one's real estate dreams.

The whole idea behind No money down is that the money or capital or the downpayment for a real estate deal does not have to come from you. There are generally 5 sources (or "buckets") and here they are:

The Money Can Come from the Seller
The Money Can Come from the Existing Lender
The Money Can Come from the Deal Itself
The Money Can Come from Other People
The Money Can Come Through Multiple Sources

Let's discuss each one in detail:

No Money Down Technique Number 1: The Money Can Come from the Seller

One way to do this is through OWNER FINANCING. Another is through a JV (Joint Venture). I've done owner financing deals where I put $0 down. In other deals, I put some money down but that's where I combine owner financing with the other techniques below.

No Money Down Technique Number 2: The Money Can Come from the Existing Lender

You can have a deal where the "money" comes from the existing lender. That is - the lender of the SELLER or the existing mortgage of the property. With single-family homes, you can do "subject to" - that is, you take over the loan subject to the existing mortgage.

In large commercial deals like apartments and hotels, you can do MORTGAGE ASSUMPTIONS, and depending on how motivated the seller and lender are, you can do assumptions with $0 down.

No Money Down Technique Number 3: The Money Can Come from the Deal Itself

What do I mean by this? There are many variations of this. The deal itself might have a lot of equity that you can borrow against (of course with the seller's approval).

In my biggest project to date - a $110M hotel/condo, part of the way we're raising money for the hotel is to presell the condos.

If you encounter an apartment building with an extra lot, can you raise part or all of the downpayment from reselling that extra lot?

No Money Down Technique Number 4: The Money Can Come from Other People

These are private investors. It can come in the form of a syndication or a joint venture.

One of the fastest ways to raise private capital is through social media. Quite literally, I met my 2 biggest private investors right here on our FB group!

One last thing: you have to do this right: with the right legal paperwork and the right exemptions with the Securities & Exchange Commission. Otherwise, you will get jail time or a hefty fine.

No Money Down Technique Number 5: The Money Can Come from MULTIPLE Sources

This is where you can combine techniques 1 to 4 above. You can also get prorated rent and security deposits to offset some of the downpayment.

You can also find other lenders or combine them - like a 2nd mortgage or getting mezzanine financing. Others were able to fund their deals using money from peer-to-peer lending. You can even use credit cards!

One time I even borrowed my real estate broker's commission on the deal to do the deal.

Which technique(s) is/are your favorite or you've done? Write them in the Comments below.

Also, do you want us to teach more of this in detail? If so, write it down in the Comments below. If I get at least 20 comments on this post, we will do a Masterclass on how to do real estate deals with NO MONEY DOWN.

So let me KNOW in the Comments below.

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