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I've always wanted to go to Japan 🤔 👉 80,000 points to fly the NEW Japan Airlines First Class from Dallas to Tokyo on 1/27/2025. Redeem via American Airlines (or Alaska, British Airways, Qantas for slightly more) Found using www.roame.travel
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New comment 9d ago
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🏦 Banks with No-Doc BLOCs (All Tested Approvals)
I've been on a financing spree lately, applying for no-doc Business Lines of Credit (BLOCs) for some owner media deals I've been preparing for. I've been networking with various regional and local banks, and here are my approvals so far: 1. Truist Bank: Offered up to $50K, and I got it approved. Note that Truist's no-doc offerings vary by state, so check with your local banker before diving in. 2. City National: These guys have a higher limit—up to $250K. I pushed the limit and got approved for a whopping $244K! 3. Umpqua Bank: Offers up to $100K, and yes, I snagged the full $100K. The process was smooth and definitely worth checking out. 4. PNC: Known for up to $100K, I walked away with $70K. Not bad, considering the straightforward process. 5. BMO: Offers up to $50K; I was approved for $35K. A bit more conservative, but their regional limitations play a part. 6. Key Bank: Also caps at $50K, and I achieved the maximum approval. Key Bank has been consistent and reliable. Insights from My Visits: East coast banks seem more generous with their BLOC offerings. Also, it's crucial to be in the "footprint" area of these banks for BLOCs, though this isn’t as strict for nationwide credit. I run a Wyoming LLC among others and have encountered some issues with no-doc loans due to not registering as a foreign entity in California—refusing to shell out $800 in default taxes there since I’m not active in CA anymore. My Advice: Always confirm with your banker about current no-doc loan programs as banks tend to change their offerings. Being informed and prepared can make a significant difference in your applications. Anyone else applying for BLOCs or have experiences with these or other banks on the east coast?
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New comment Jun 22
911...Calling Scotty T 🚔
@Scotty Tregellas Ready for my 1-1 need to ask you something ASAP! #Help 🏳️
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Personal Credit: Stay Ahead with Smart Strategies
Managing personal credit is key to financial stability. Here’s what you need to know: 1. Utilization Rate: Aim to keep your credit utilization below 30% to maintain a healthy credit score. Paying down balances and requesting credit limit increases can help manage your utilization effectively. 2. Timely Payments: Ensure all your bills and credit card payments are made on time. Late payments can significantly impact your credit score. 3. Credit Mix: Diversify your credit portfolio with a mix of credit cards, installment loans, and retail accounts to improve your score. Quick Tip: Regularly review your credit report for errors and dispute any inaccuracies to keep your credit history clean.
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I Can Hear A Pin Drop...
Tell Me Something Good! 🎶🎶💃🏽
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