Happy to join the community! This quote I think is appropriate whether you're looking to upgrade your physical or financial game - "You're not going to transform something unless you love it." - Grace Lee Boggs. Hits on so many levels!
@Sekou Writes high interest savings accounts! If using a savings account, especially for a specific savings goal or an emergency fund, find one that will give you a higher interest rate. Most are not with traditional banks; look for an online banking option. Just do a Googlesearch for high yield savings accounts and do the research!