Let’s say you have a credit of $1000 and you use $200 but pay it of before the due date that means your revolving utilization is 0 correct as long as it’s before the statement day? Also is the statement day the same as the due date?

I found today that if you open a buisness credit card for example chase ink buisness CC there’s no interest within 12 months of use and you can use as much as you want with no harm to your personal credit. The way they approve you is through your personal credit but after approval your good to use it without effect on personal credit. Let me know if yall have heard about it or if I’m wrong.

First time having a credit card my balance is $1900 so 10% of that is $190 but if use 30% of my balance and make a payment and drop it to 10% will I be good and all I would have to do is pay the remaining 10% by the closing date ?

so far I have discover and capital one I think it’s time for a third. I was thinking chase freedom or should I hold of and just get credit lines under a buisness llc

How does the APR work on a credit card?