Merry Christmas! I recently visited Hong Kong Disneyland with my family. Here's a photo of my two kids plus my parents in Frozen - the new park area. There are a lot of things that I can be grateful for this year and also a few important things I am working towards.​​​​​ As I am writing this email to you, S&P 500 is at an all time high. A lot of the students in Investing Accelerator have done quite well with portfolio return over 30%+ ​My smart index fund strategy returned +55% My monthly passive income strategy returned +62% https://5mininvesting.com/free-case-study/ ​Remember that there are ups and downs in the market. After all is said and done - the only important thing to me is spending time with my family and helping more people achieve financial freedom​​​ Whether that is learning how to invest yourself by joining Investing Accelerator, or getting 20.5% dividend by being an early investor to Investing Accelerator, we are all on the journey to become better. I expect 2025 to be another stellar year from late spring to summer time (March to July). Thus, you should aim to learn an investing strategy and focus on getting your portfolio allocated by January and February.​​​​ As for myself, I am on my own journey too. To raise $50 million to start a baby hedge fund with a target of 20% return dividned Then raise $200 million to become a moderate size hedge fund with a 20% return dividend. https://5mininvesting.com/free-demo-for-investors/ It is by no means an easy task but a worthwhile one which aligns with my mission. As I continue to become a better investor, my students in the program, my early investors and myself will become more and more free (both financially and mentally) I would consider this a win-win-win situation.​​​​​​​​​​​​​​ I hope you have a wonderful Christmas. Now I am off to Japan (Osaka and Toyko for 14 days).​​​ Cheers,