True freedom comes from the ability to make money no matter where you are. At the end of the day, if you can only make high income from one location but you can't travel and spend it, what's the point? That's what propelled me to study financial independence and retire early movement (and propelled me to develop all these investing strategies) So - WE ARE GOING ON VACATION!! My wife isn't too excited as we are bringing two kids to visit my parents in Hong Kong. It is going to be a lot of work. But - we will have fun nevertheless - giving her plenty of time to shop. Our trip goes from Hong Kong to Osaka to Toyko in 3 weeks. I have mixed in good food (grill, seafood, fish market, beef) to playgrounds (kid play are) to rest days (mainly for myself to take a breather). With a jammed pack holiday season, here are some tips to manage my portfolio while travelling: 1. Make it passive - I've allocated my portfolio to the smart index fund strategy and build up some cash reserve as the market is approaching a peak. 2. One trade a week - ​I focus on making one trade a week with monthly passive income and use a longer expiry date (60 days instead of 30 days) which requires even less effort ​on my end 3. Estimate expected gain - ​This is to forecast my expected gain on the portfolio and know when it is enough. With my strategy, I should be able to get around 5-10% for December as it is usually a good month. ​Knowing I should bring in around $20K to $30K from the portfolio gives me peace of mind. 4. Have fun - Keep the big picture in mind. There are some volatile events including inflation results and interest rate decisions. If you hold enough cash, you should generally do fine for December. ​​ ​​Ultimately, I aim to travel, manage the portfolio, get 20-30% return - at the same time.​​ Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In December, my goal is to help 10 people without a financial background to master investing through Investing Accelerator.

As of today (Dec 4), my portfolio: Monthly Passive Income Strategy (1 trade a week): +55% Long-term smart index funds: +46% ​When it comes to Finance and Investing, it boils down to a few core lessons (from easiest to hardest): ​1. Diversification - Anyone can do this by investing in index funds and avoiding being exposed too much to individual stocks. Most financial education stops here ​2. Leverage - Using leverage or profit multiplier option is a double-edged sword. If you use it right, you can 2x to 3x your return 3. Avoiding bearish periods - ​During a bull period, you hold and you should be on par with the market. During the bearish period, this is where you shine simply by holding cash (or even short the market). This is harder than 1 and 2 ​ 4. Monthly Income Options - With 1 trade a week and options, you can design your retirement strategy and achieve a more predictable cashflow. This allows you to pay bills, mortgages and travel. Those are the 4 ​key concepts you must master to master investing. Turns out - it's only 4 things.​ Cheers, Eric ------ Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In December, my goal is to help 10 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year.