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3 contributions to Credit MasterClass
Jun 7 in
Building from scratch
Hello mates, so i just moved to usa, soon enough i will be able to get my Social Security number and start building credit, i have no idea how this works, i want to learn so i don’t make same mistakes as people and i saw there’s kids at age 18 having great scores credit. What’s the first steps / which bank should i open my first bank with and please if you have any good podcasts or free e-books or books pdf about making money, learning about it let me know. Thanks
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5
New comment 2d ago
0 likes • 2d
I can help. If you're starting from getting a SSN, you will need to first get listed in public directories to help build your SSN profile. Adding things like a library card, registering with department stores, and starting with credit builder accounts will help to build a solid foundation.
Jun 14 in
Hard Inquiries
Hi, may I get some help removing my hard inquiries please?
3
4
New comment Sep 16
0 likes • Sep 16
The best and fastest way to remove hard inquiries is to call them and ask to speak to the fraud department.
Jun 11 in
Removing Late Payments from Settled C/O Account
Hello, has anyone here disputed late payments on a charged off account that has been settled? I would try and remove my C/O accounts altogether but they make up a big part of my history so instead I want to try and remove the late payments to help my score go up. TYIA.
3
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New comment Sep 3
1 like • Aug 18
I have a client with late payments on an open account. We have tried factual disputing but always comes back verified even with proof. I have sent disputes to the CRAs, CFPB and attorney general with no luck. I’m sure there has to be a proven method out there somewhere
1-3 of 3
Active 13h ago
Joined Aug 18, 2024
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