Who can help me fix my credit

Building your credit involves cleaning up negative items and errors on your credit reports, and listing one item underneath personal information, as well as establishing a strong credit mix. Start by reviewing your credit report, disputing inaccuracies, make it your business to use and understand consumer or FCRA law and resolving outstanding debts. Then, build a diverse credit mixture portfolio with primary accounts, credit builder products, and authorized user tradelines, while consistently practicing responsible credit habits like timely payments and maintaining low balances.