Check out Renji and Kyle's latest podcast episode, Top 5 Money Moves of 2025! What smart money moves are you making in 2025? Let us know in the comments😁

The IRS just announced the new tax brackets for 2025, reflecting slight adjustments for inflation. Here’s what you need to know: 💡 Key Points: - Marginal Tax Rates: The income ranges for each tax bracket have shifted slightly. This could affect your tax planning and the amount of taxes you owe. - Standard Deduction: The standard deduction has also increased, meaning more income will be shielded from taxes for most taxpayers. - Tax Planning Opportunity: Now is a great time to review your tax strategy for the upcoming year. Consider how these changes might impact your income, deductions, and overall tax bill. 📈 Take Action: Revisit your financial plan and consult with a tax advisor to maximize your savings and ensure you’re prepared for the changes.

🌟 Happy Friday, Wealth Akademy! 🌟 We hope you’re closing out the week with purpose and drive! Today’s topic touches on a tool many of us use daily but can also be a double-edged sword: 💳 Credit Cards: Financial Tool or Debt Trap? Here’s why credit cards can either boost or break your financial future: Why Credit Cards Can Be Useful: - Convenience & Rewards: Earn cash back, points, or miles while managing everyday expenses. - Building Credit: Responsible use helps improve your credit score, unlocking better rates for loans or mortgages. - Purchase Protection: Some cards offer extended warranties, fraud protection, and more, adding security to big purchases. The Risks of Credit Card Use: - High-Interest Rates: If balances aren’t paid in full each month, interest can pile up fast, eating into your wealth. - Debt Spiral: It’s easy to overspend and fall into a cycle of debt that becomes hard to escape. - Impact on Credit Score: Mismanaging credit can hurt your credit score, limiting financial opportunities in the future. 📊 Take the Poll: Do you view credit cards as a financial tool or a debt trap? 💬 Let’s Talk: How do you manage your credit card use? What strategies do you use to avoid falling into debt while maximizing benefits? 🚀 Let’s share experiences and strategies to make sure credit cards serve our wealth-building goals, not hinder them!

https://youtu.be/_XAJnf4jtSY?si=3s2r9M4QmqoKNFRK If you haven't seen it yet, Harris's tax proposal for unrealized gains has been a hot topic of discussion across social media the past few weeks. Kyle and Renji broke it down in one of their recent podcast episodes discussing the potential impact on the wealthy and the broader implications for the economy. What do you think about this tax proposal?⤵️

TODAY is the PERFECT day to start a 100 day challenge and level up. Watch the video below! 👇 What are you challenging yourself with? Let's share below and hold eachother accountable!