Merry Christmas! I recently visited Hong Kong Disneyland with my family. Here's a photo of my two kids plus my parents in Frozen - the new park area. There are a lot of things that I can be grateful for this year and also a few important things I am working towards.​​​​​ As I am writing this email to you, S&P 500 is at an all time high. A lot of the students in Investing Accelerator have done quite well with portfolio return over 30%+ ​My smart index fund strategy returned +55% My monthly passive income strategy returned +62% https://5mininvesting.com/free-case-study/ ​Remember that there are ups and downs in the market. After all is said and done - the only important thing to me is spending time with my family and helping more people achieve financial freedom​​​ Whether that is learning how to invest yourself by joining Investing Accelerator, or getting 20.5% dividend by being an early investor to Investing Accelerator, we are all on the journey to become better. I expect 2025 to be another stellar year from late spring to summer time (March to July). Thus, you should aim to learn an investing strategy and focus on getting your portfolio allocated by January and February.​​​​ As for myself, I am on my own journey too. To raise $50 million to start a baby hedge fund with a target of 20% return dividned Then raise $200 million to become a moderate size hedge fund with a 20% return dividend. https://5mininvesting.com/free-demo-for-investors/ It is by no means an easy task but a worthwhile one which aligns with my mission. As I continue to become a better investor, my students in the program, my early investors and myself will become more and more free (both financially and mentally) I would consider this a win-win-win situation.​​​​​​​​​​​​​​ I hope you have a wonderful Christmas. Now I am off to Japan (Osaka and Toyko for 14 days).​​​ Cheers,

I started this specific portfolio on one specific index fund 3 months ago. Here's the result +55% I was trying to go mostly cash right before December as we are getting close to the peak. However, I expected the market to continue to rally a bit more which is why I am still holding the position ​Nevertheless, I am happy with the return for this portfolio and ready to take profit in the next few weeks to regroup. There is some uncertainty around the Fed interest rate cut but my forecast is that it will be 0.25%​ Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In December, my goal is to help 10 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year. During the call, we will map out exactly how you can achieve 30%, what you are lacking, how you can improve. If you have any questions about the program, you can ask during the call as well. Schedule a call here: https://bit.ly/48mJlgR Remember to go to the Classroom tab for additional investing resources. (If you want to be a shareholder of Investing Accelerator and get 20.5% dividend (monthly distribution), $200K investment would be $40K in dividends per year. you watch the investor presentation here: https://bit.ly/3CKVp0R)

or the monthly passive income strategy, we focus on making one trade a week to generate predictable income. The year-to-date return for the strategy is +54% as of Nov 29 2024 ​​ When you join Investing Accelerator, you can follow / copy my monthly passive income trades (one trade a week) For the month of November, only 1 trade required our attention and we replaced it with an alternative trade for recovery. All other trades expired with full profit.​​ ​As Christmas is coming, we now focus on calculating our taxes - reducing them to net off any capital losses to free up our cash. Then prepare for next year for new discounted stocks or to enter into more monthly passive income trades.​ To achieve consistency, your goal isn't to make as many trades as possible. But your goal is to make one trade a week with 90-95% success rate.​​​​​​​​​​ Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In December, my goal is to help 20 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year. During the call, we will map out exactly how you can achieve 30%, what you are lacking, how you can improve. If you have any questions about the program, you can ask during the call as well.

My wife is a very smart woman. She has three bachelor's degrees - one in mathematics and two in computer sciences. She's always quick to grasp new concepts and, if not understand them, at least be able to implement them where necessary. But she's also incredibly risk-averse. Very picky eater, doesn't like leaving her comfort zone more than absolutely required, etc. So money can be a sticking point for us at times. Because of a death in the family, she came into a chunk of money, and it's been sitting in her savings account (0.3% interest rate) for almost 2 years at this point. I want her to invest the money - at least in like bonds or something. But every time I suggest it, she gets really antsy and says something along the lines of "but isn't it like gambling? we could lose it all." How do I explain it to her in a way she can see it's not as risky as she seems to think it is?

I'm about to open an account with Interactive brokers Australia. I want to buy both stocks and options. Should I choose trading or investment in the account type? If I choose investment then would I be able to buy options?