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Owned by Daniel
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64 contributions to (Free) Canadian Real Estate
12d ago inÂ
Tax optimization Help
Does anyone have a stellar tax accountant/ company recommendation for managing real estate tax optimization/strategies and bookkeeping?
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8
New comment 6d ago
1 like • 8d
@Michal Wach highly recommended as well @Ankur Jain
1 like • 6d
@Michal Wach connecting you with @Cam Landry as well
6d ago inÂ
Breaking: CMHC requirement to have appraisals for ALL properties, effective today.
https://x.com/maxgoyzman/status/1857424031579820331
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0
9d ago inÂ
Refinancing
Current rate with Lendwise is 4.84% with 3 years left on my current term. $3600 in penalties, should I refinance now or just complete my commitment? What mortgages are you currently working with? Trying to access whatever equity I have to buy another rental.
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New comment 9d ago
0 likes • 9d
@Nick Hill @Vince Gaetano
2 likes • 9d
@Hao Lee With a 25-year amortization, here’s the breakdown: 1. Loan 1 Monthly Payment: • Current Rate (4.84%): $2,991.59 • New Rate (4.50%): $2,890.33 2. Loan 2 Monthly Payment: • Current Rate (4.84%): $1,334.71 • New Rate (4.50%): $1,289.53 3. Total Monthly Savings: $146.44 by refinancing both loans at 4.50%. 4. Break-even Period: Approximately 24.6 months (or about 2 years and 1 month) to cover the $3,600 penalty through savings.
1-10 of 64
@daniel-foch-7694
1/2 of the Canadian Real Estate Investor Podcast. Real Estate Broker. Financier. Investor.
Active 2h ago
Joined Dec 20, 2023
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