Evening team! I hope this makes sense, but I have a prospective client who has roughly 90k sitting in a 401k from a previous employer. He is interested in rolling over the amount into an IUL policy. He doesn't care too much about a death benefit for now, but I'm sure he'll change his mind. He is more focused on compound interest and the savings side of things. Anyway, he had asked me if he can use that 90k as an initial investment into the policy, which I believe he can. However, he wants to know if he can just let that 90k compound in the beginning years of the policy, leave it alone and not have any monthly payments. Also, he said if he does have to contribute monthly payments at the start the policy, if he can just pull payments out from the 90k to fund the policy. Essentially, he does not want to have monthly contributions to go along with the 90k rollover. I wasn't quite sure how to properly answer his question so I wrote it down, told him I'd get back to him and here I am now sharing it with the team. How can we go about this? And can someone please advise? 🙏Thanks!

My name is Hamlet Ohandjanian. I live in Granada Hills and recently joined TFA. I'm looking forward to meeting you all, sharing my experiences with you while learning from you as we build a stronger team to enable us in securing financial independence for ourselves and our clients.

I'm so excited for the back office systems (Reports, Training, and Recruiting!!!). Hope to see you Monday on the new debt settlement announcement!!

Closed 3 huge cases this month! YES, all of you CAN do the same! SHOW UP TO BLOW UP!!!

Hey everyone! 🚀 Prudential has just launched two new term life insurance options under the EssentialTerm Suite. Now you can better match your clients’ budgets and evolving needs with these tailored solutions. Check out the highlights below: What do these plans offer? ✅ Affordable death benefit protection, priced based on Age Last Birthday for terms of 10, 15, 20, or 30 years. ✅ Coverage amounts ranging from $100,000 - $249,999, with larger options coming next year. ✅ Conversion options that lock in insurability until the earlier of age 70 or the length of the term, including a conversion credit from years 2-7. ✅ Terminal illness rider included at no additional cost. The Difference Between the Two Plans: 🔹 EssentialTerm Value: Focus on cost with our lowest premiums and limited conversion options. 🔹 EssentialTerm Plus: Focus on conversion flexibility with more choices and opportunities to convert. 💬 What do you think about these updates? Let's engage the community with a quick poll: Poll: Do you like these types of product launch updates?