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Owned by Edgar
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41 contributions to NuLeaf Credit Academy
Oct 16 in
Card liquidation
Hello everyone. I’m looking to liquidate my business blue Amex. Any tips or pointers?
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New comment Oct 24
1 like • Oct 16
It all depends on what % you’re trying to pay and how aged the card is. For example you can use Cash App , Venmo or PayPal and pay the 3% fee but you also risk the card getting shut down because it might not be old enough or the relationship isn’t as established. This process takes a few minutes to liquidate. Theres other methods as well, i have a friend that liquidates cards for a living but that take a bit more time but WAY less risky. Lmk i can connect
Jun 25 in
90% Discount On Chase Debt 🔥
Got this offer from a friend of mine for a Chase account for a 2 year old charged off account. Original balance was $39,617.52 and they were willing to settle for $3,961.76 which is basically a 90% discount AND they were willing to give him 4 months to pay it off meaning 4 installments of $990.44 Keep in mind the Statute Of Limitations on debt in the state where he’s from (NY) is only 3 years so that could have A-LOT to do with it. Remember what i said on my previous post, it’s not just about how much money you get from the banks, it’s about WHO you owe that money too 😉 Do you think Wells Fargo, American Express or TD bank would offer a similar discount? Doubt it.
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New comment Sep 27
0 likes • Aug 22
@Brad Cevallos he applied using an LLC but 99% of business accounts are PGd so most likely used his own info too
0 likes • Sep 27
@Mic Dam i got you, So in this case client stopped paying chase 3 years ago because he couldn’t afford to keep making payments. Although regularly we are able to get 40-50% discount on the debt with 24 Months to pay it, Chase in this specific situation tried to sue client but by this point client had moved and the couldn’t find him. As a last minute attempt to settle the debt before the statute of limitations ran out on them (3 years in the state of NY) Chase sent an offer of 90% Although unusual case it’s really dope how debt works
Sep 2 in
credit bureau
which credit bureau/org gives the most accurate info on your credit score? Boa and credit karma show different numbers. One in 700+ range and other showing around 800.
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New comment Sep 27
1 like • Sep 4
The best way to get the most accurate credit score(s) is by visiting MyFICO. This will show you all your FICO scores from all 3 bureaus, don't be surprised if they're all different. Its just the nature of the game.
Jul 28 in
Towers federal credit union
Any experience with towers federal credit union
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New comment Aug 1
0 likes • Aug 1
I’ve never personally dealt with them to be honest.
Jun 16 in
Very Interesting Article On The BILT Credit Card
EDIT: Community member @Marlita Williams found a free link for those who don’t have WSJ https://onemileatatime.com/news/bilt-economics-wells-fargo-losing-money/
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New comment Jun 17
1 like • Jun 17
@Marlita Williams you’re the best !!! I’ll update the link
1-10 of 41
@edgar-cruz-9734
Credit Enthusiast since 2015 💳
$60,189.49 in debt by 22 💰
Seen both sides of the credit coin 🪙
Instagram @canyouclickhere
Active 3d ago
Joined Jan 23, 2024
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