1- 15 USC 1661-B Permissible Purpose of Consumer (ou ka itilize lwa sa pou retire inquiries)
2- 15 USC 166b- Timing of Payment (ou ka itilize lwa sa pouw retire late payment)
3- FDCPA ou ka itilize lwa pouw konbat Debt Collectors.
4- Pa bliye ou ka dwe fe yo verify debt siw pa decide peye yo. (nap pale pou collections)
5- E siw deside peye yo, voye let (Pay to Delete la)
Good Luck!