# Preamble
Two of the most important aspects of the human psyche are becoming wealthy and physically fit. These areas significantly impact the quality of life and are deeply intertwined. By understanding how the principles of achieving physical fitness relate to financial stability, we can create a holistic approach to improving our lives.
Note: while these things constantly are on my mind, if you do enough work in the beginning these two things after laying the foundation can be done with 31 minutes of daily consorted effort. Think of how much time you have after the initial work, you will have for the rest of your life to follow all of your other hopes and passions.
### Defining Your Goal
First, clearly define your goal. Whether it’s reaching a specific weight or achieving a financial milestone, having a clear, specific target is crucial.
**Example: My Fitness Goal**
- My goal is to reach 180 pounds.
- The two main actions I need to focus on are eating in a calorie deficit and working out.
Note: getting in shape is not a specific goal, being rich is not a specific goal. I would say a specific goal has a numerical value, a specific defined achievement recognized by an organization, or being able to perform a certain task. Examples of specific goals are as followed, weighing 180 pounds, having $1 million, participating in a bodybuilding show, running a marathon, making $10,000 a month, usually, I am referring to smart goals
### SMART Goal and Its Components
A SMART goal is a well-defined objective designed to provide clarity, direction, and motivation. The acronym SMART stands for Specific, Measurable, Achievable, Relevant, and Time-bound. Each component ensures that the goal is clear and attainable.
#### 1. **Specific**
- **Definition:** The goal should be clear and specific, answering the questions of who, what, where, when, and why.
- **Example:** "I want to lose 10 pounds."
#### 2. **Measurable**
- **Definition:** The goal should have criteria for measuring progress and success.
- **Example:** "I will track my weight loss by weighing myself every week."
#### 3. **Achievable**
- **Definition:** The goal should be realistic and attainable, considering the resources and constraints.
- **Example:** "I will lose 1 pound per week by following a structured diet and exercise plan."
#### 4. **Relevant**
- **Definition:** The goal should matter to you and align with other relevant objectives.
- **Example:** "Losing weight will improve my overall health and energy levels, helping me be more productive at work."
#### 5. **Time-bound**
- **Definition:** The goal should have a clear timeline with a start and end date.
- **Example:** "I will achieve my weight loss goal in 10 weeks."
### Example of a SMART Goal
**Goal:** "I want to lose 10 pounds in 10 weeks."
- **Specific:** "I want to lose 10 pounds."
- **Measurable:** "I will track my weight loss by weighing myself every week."
- **Achievable:** "I will lose 1 pound per week by following a structured diet and exercise plan."
- **Relevant:** "Losing weight will improve my overall health and energy levels, helping me be more productive at work."
- **Time-bound:** "I will achieve my weight loss goal in 10 weeks."
### Summary
Setting SMART goals helps ensure that your objectives are clear, realistic, and attainable within a specific timeframe. By defining goals in this way, you increase the likelihood of achieving them and maintaining motivation throughout the process.
Now that we know what a smart goal is, how can we reach them?
### Daily Actions and Consistency
Achieving your goal requires consistent daily actions. These actions, though simple, can be extremely difficult due to distractions.
**Fitness Actions:**
1. Eat in a calorie deficit.
2. Exercise regularly.
**Financial Actions:**
1. Save or make an additional amount of money daily.
2. Invest that money wisely.
### Overcoming Distractions
Both fitness and financial goals are hindered by distractions. Identifying and managing these distractions is key to success.
**Fitness Distractions:**
- High-calorie, low-nutrient foods.
- Laziness and comfort.
- Negative thoughts and social media distractions.
**Financial Distractions:**
- Unnecessary expenses.
- Impulse purchases.
- Time-wasting activities that do not contribute to income or savings.
### Creating Systems and Habits
Success is about creating systems and forming habits that make achieving your goals automatic.
**Fitness Systems:**
- Meal planning and preparation.
- Scheduled workout routines.
**Financial Systems:**
- Automatic savings plans.
- Regular investment contributions.
### Example: Financial Goal
Let's say your financial goal is to have $1 million in total assets. This goal requires specific actions:
- Save or make an additional $33 daily.
- Invest this money in opportunities with a good return, like the stock market.
Note: systems are important because they can operate without you taking mindful action. If you set up financial systems correctly, there are enough apps that will automatically invest the income you make for you. I don’t do this. This is actually preferable for most people because most people don’t like to think about their money daily. The same goes for Fitness if you integrate Fitness into daily habits, no longer becomes a or a chore and just becomes something you do as simply as brushing your teeth. Brushing your teeth is not a chore is just something you do. Going to the gym for 30 minutes a day does not have to be much more than that.
### Balancing Goals and Life
Life will always have demands that may distract you from your goals, such as family obligations or personal desires. It's essential to distinguish between necessary distractions and avoidable ones.
**Example: Balancing Fitness and Life:**
- Allow for occasional indulgences that add value to your life, like a vacation.
- Avoid unnecessary expenses, like frequent dining out or purchasing items you don’t need.
### The Power of Deliberate Action
note: you already know what to do, if you don’t have it, it’s not because you don’t know, it’s because you don’t do it.
Achieving any goal requires deliberate action. Focus your energy on one goal at a time to avoid spreading yourself too thin.
You intuitively know that if you spend more time on one specific thing, you will become better at it. The reason why I say to choose one goal at a time is because it becomes much more digestible and much more likely that you will achieve it. And also becomes much more likely that you will eventually develop a system. And if you have that goal, usually it is fairly easy to maintain the current state of it. The reason being is you became the person you needed to become to achieve that goal. Now that you are that person you know that you can do it.
**Example: My Current Focus**
- My main goal is to achieve a perfect physique. I acknowledge that this requires focused effort, and I am adjusting my life to prioritize this goal.
### Continuous Improvement and Reassessment
Once you achieve a goal, reassess and set new ones. Life is a continuous journey of improvement.
**Example: After Reaching My Goal:**
- Once I reach 180 pounds, I will set a new fitness goal.
- Similarly, after achieving a financial milestone, set a new financial goal.
### Conclusion
The core principles of achieving physical fitness and financial stability are remarkably similar. Both require clearly defined goals, consistent daily actions, managing distractions, and creating sustainable systems and habits. By applying these principles, you can achieve success in both areas and improve the overall quality of your life.
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### Action Items:
1. **Define your goal:** Clearly state what you want to achieve in both fitness and finance.
2. **Identify daily actions:** Determine the key actions needed to reach your goals.
3. **Manage distractions:** Identify potential distractions and create strategies to overcome them.
4. **Create systems:** Develop systems and habits to make your goals easier to achieve.
5. **Reassess regularly:** Continuously evaluate your progress and set new goals once you achieve the current ones.
By focusing on these core tenets, you can create a framework for success that applies to all areas of your life. Remember, every decision you make gets you closer to or further from your goals. Choose wisely.