What are the 3 biggest reasons people are denied for a mortgage?
1 - Lack of Credit
2 - Lack of Income or Bad Debt to Income Ratio
3 - Lack of Assets or Cash for Closing
In reality, qualifying for a mortgage only comes down to those 3 things.
There is no reason for you to complicate the process, focus on those 3 things, and let us know if you have any questions.