What’s up Edgar? Appreciate all the videos you posted. Solid information to build a good foundation on credit and answer questions for others.
I had a question about savings secured loan vs auto loan. Let’s say a young person is building out their credit profile or starting their credit journey. Would it be better for them to get their own car loan OR to get a savings secured loan. (This example is if they can responsibly pay off either on time). Which would help their credit mix percentage more? And if they went the SSL route, would it help their odds at getting a lower rate for a car loan in a year? Appreciate you!