For those with over 1000 apartment units of SHFs in a portfolio, there is an insurance company which will place the property owner in a captive so that profits can be shared with the property owner.
This is available in all states and has come to be because of states outlawing "junk" fees.
This includes a very powerful protection for owners from dog bite and dog damage to property.
AAA rated insurance company in business for many decades.
To learn more, call me. 737-881-9229