eCredable · (Free)The Creditprenuer Group

eCredable

I’ve been checking my stats on the impact of using alternative credit services like eCredable on business credit.

eCredable is quite unique because it reports to major business credit bureaus such as Dun & Bradstreet, Equifax, Experian, and Creditsafe.

Here's what their website states: "eCredable currently reports to Dun & Bradstreet (D&B), Equifax, Experian, and Creditsafe. For D&B and Experian, eCredable only reports your eCredable Business Subscription payment at this time, and Equifax only accepts accounts verified to be in the business name. Creditsafe accepts accounts in the name of the principal or the business."

I've been using eCredable for over two years now, mainly focusing on building my profile with Business Experian and SBFE. They've been quite reliable in reporting to Equifax and Experian. It also allows us to report Uline, Quill, and other Net-30 accounts. Updates from D&B are hit or miss, though—I haven’t checked in a few months to confirm the latest status.

It’s crucial to regularly log in to your accounts, perhaps every couple of months, to ensure everything is being reported correctly. I've encountered a few hiccups where some months weren’t reflected properly. A quick email to eCredable customer support usually resolves any reporting issues, ensuring all positive months are accounted for.

eCredable and Nav have been invaluable for adding cheap and easy tradelines to my business credit files. I’m always on the lookout for similar services to broaden my credit foundation. Does anyone have recommendations for other similar services?

I’m eager to hear from others who are using or have used eCredable. What has your experience been like?

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