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Hey guys I recently lost 45 points because it was my first time getting a credit card and I used over 30 percent ๐Ÿคฃand I didnโ€™t know I couldnโ€™t is their any advice I can get if I pay it all back in one payment will it go back up or stay the same I need advice
1
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โ€ข Sep '24
Once you pay it off, it reduces your utilization and your score will increase again. It may not necessarily increase by the exact points you lost, but will definitely increase once itโ€™s paid off. Hope this helps.
1
โ€ข Sep '24
thanks ๐Ÿ™
0
โ€ข Sep '24
Youโ€™re welcome.
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Felipe Valdovinos
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