I think it's crucial to KNOW what is happening in your finances. This is the template that helps me do that.
Every Monday I'll go ahead and upload my expenses from my credit/debit/payment accounts and it gives me stats so I know how much more I can spend in the month along with lots of analytics for the previous month(s)
Please read the instructions once you open it to make sure you get the most use out of it.
If you'd like me to teach you how to use it feel free to drop a comment and I'll make you a tutorial.