Why December is the Best Time to Get the AmEx Platinum

Hey everyone! If you've been thinking about getting The Platinum Card® from American Express, December might be the best time to apply. Here’s why:

1. **Yearly Statement Credits**: Many of the card's valuable credits reset on January 1st. If you sign up in December, you can use some credits right away and then have a fresh set to use just a few weeks later. For example:

- **$200 for hotel bookings** through American Express Travel.

- **$199 for Clear** (an expedited airport security service).

- **$200 for airline fees** (like checked bags) with a chosen airline.

These credits can add up to about $600 if used fully, which is great since a lot of people travel during the holidays.

2. **Three Years of Credits**: By signing up in December, you could unlock credits for three years in your first year. Here’s how:

- Use 2024 credits in December.

- Start using 2025 credits in January.

- Use January 2026 credits before your annual fee is due.

3. **Holiday Gift Credits**: You can also use some of the card’s credits for gifts. For example, you can get up to $100 at Saks Fifth Avenue ($50 twice a year), which might help you find gifts for others. Plus, there’s a Walmart+ membership credit that can come in handy for last-minute holiday shopping.

4. **Lounge Access**: The card gives you access to airport lounges, which is super helpful during busy travel times like the holidays. You’ll get to relax instead of waiting in crowded terminals.

5. **Welcome Offer**: You also get a nice welcome offer to kickstart your rewards.

If you’re planning to travel or shop during the holidays, this card could be a great choice!🌲🌲🌲

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