Ultimate end Goal with credit · Credit connector

Ultimate end Goal with credit

The ultimate goal with credit is to have good credit so that you can get approved for things you need and get the best rates. There are two main types of people when it comes to credit goals:

1. The "lean setup" types: They just want solid credit to be financially stable and get approved for what they need. They don't want to have too many accounts or credit cards, but they want to be confident that they are in good financial shape.

2. The "maximizers": They want to get the most out of the credit system. They are willing to take on more responsibility and focus on building their credit profiles. They aim to expand to $250K+ in business credit and take advantage of points and travel rewards. They see the value in going all-in with credit.

Both types can enjoy benefits like paying less for expenses, having leverage in financial decisions, being prepared for emergencies, and improving their quality of life. Having good credit helps you save money and opens up opportunities for rewards and benefits.

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