I HAVE A DILEMMA. MY ONLY DEBT IS 4 HI INT CRED CARDS AND HI UTIL. 8 YEARS NEVER LATE INCLUDING RENT AND AND NEVER MIN PAYMENT TO AL DEBT $1500 CANNOT BREAK OUT OF FAIR RAINGE AND CURRENT S15CO CR CARDS WILL NOT RAISE. PLUS THE WORST WANT TO CHARGE $8.00 TO POST BANK IMMEDIATE TRANSFER. HOLDING DEPOSIT 10 DAYS................... GREEDY BASTARDS .......DON'T USE::::::::::::::::::::::::: CREDIT ONE OF LAS VEGAS. NV. ,,,,,,,,,,,,,,,,,,,,, POSITIVE SUGGESTIONS WELCOME. .....................UTILIZATION KILLING ME AND ALL LOW-VALUE CARDHOLDERS N USERS.